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Payroll Calculator 2025

Calculate your take-home pay after federal and state taxes

Enter Your Pay Information

Pre-tax Deductions (Optional)

Your Take-Home Pay
$0.00
per paycheck

Paycheck Breakdown

Gross Pay $0.00
Pre-tax Deductions -$0.00
Taxable Income $0.00
Federal Income Tax -$0.00
Social Security (6.2%) -$0.00
Medicare (1.45%) -$0.00
US State Tax -$0.00
Net Pay $0.00

Annual Summary

Annual Gross $0
Total Taxes -$0
Annual Net $0
Effective Tax Rate 0%

US Tax Info

US uses progressive tax brackets ranging from 1% to 12.3%.

How to Use This Calculator

  1. 1

    Enter your Gross Pay amount.

  2. 2

    Select your Pay Frequency (Weekly, Bi-weekly, etc.).

  3. 3

    Choose your Filing Status and State.

  4. 4

    Enter any pre-tax deductions like 401(k) or Insurance.

  5. 5

    Click Calculate to see your Net Pay breakdown.

Formula and Methodology

We use the specific 2025 IRS Publication 15-T verification tables for Federal withholding and official state tax tables for local income tax calculations. FICA rates are applied continuously up to the wage base limit.

Frequently Asked Questions

How is Federal Income Tax calculated in 2025?
Federal Income Tax is calculated based on progressive tax brackets set by the IRS. For 2025, these brackets range from 10% to 37% depending on your filing status and taxable income.
Does {State} have a state income tax?
Tax laws vary by state. {State_Tax_Description} Our calculator automatically applies the correct laws for {State} residents.
What is FICA tax?
FICA stands for Federal Insurance Contributions Act. It includes a 6.2% Social Security tax and a 1.45% Medicare tax that is withheld from every paycheck.
How do 401(k) contributions affect my paycheck?
Traditional 401(k) contributions are made pre-tax, meaning they lower your taxable income for the year, potentially placing you in a lower tax bracket and reducing your immediate tax liability.